Mortgage Blog
Please contact me for a Free Consultation to discuss your mortgage options.
Category: Financing (9 posts)
Tough Love: Navigating Interest Rates and Inflation with Irene Peters
January 27, 2025 | Posted by: Irene Peters
By 2023/24, inflation had surged to uncontrollable levels, and the Bank of Canada (BOC) responded by increasing interest rates. The goal was clear: make both existing and new debt more expensive, redu ...
read moreKnow Your Client: Mortgage Financing in Barrie, Ontario, with Irene Peters
January 27, 2025 | Posted by: Irene Peters
Finding the right mortgage can be overwhelming, but understanding your goals and financial situation is the first step. Whether you're a first-time homebuyer looking to downsize, refinance, or consoli ...
read moreUnderstanding Capital Gains in Canada
November 11, 2024 | Posted by: Irene Peters
What Are Capital Gains? Capital gains refer to the profit you earn when you sell a capital asset-such as property or investments-for more than its original purchase price. For example, if you bough ...
read more7 Financial Tips for People Looking to Buy an Investment Property in Canada
July 19, 2024 | Posted by: Irene Peters
Investing in real estate can be a powerful way to build wealth, but it's essential to approach it with a well-thought-out strategy. Here are seven financial tips to help you purchase an investment pro ...
read moreTips for Improving Your Credit Score Before Applying for a Mortgage
November 1, 2023 | Posted by: Irene Peters
Tips for Improving Your Credit Score Before Applying for a Mortgage For many people, buying a home is a significant milestone in their lives. However, getting approved for a mortgage is ...
read moreBank Of Canada Rate Update June 7, 2023
June 7, 2023 | Posted by: Irene Peters
Bank of Canada raises policy rate 25 basis points, continues quantitative tightening The Bank of Canada today increased its target for the overnight rate to 4.75%, with the Bank Rate at 5% and the ...
read moreShould You Refinance Your Mortgage?
May 25, 2022 | Posted by: Irene Peters
There are a multitude of reasons why a homeowner may be considering refinancing their mortgage. However, before any final decisions are made it is always a good idea to consider carefully whether refi ...
read moreStrategies to Dig Yourself Out of the Debt Hole
May 4, 2022 | Posted by: Irene Peters
Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ...
read moreWhy You Need an Emergency Fund And How to Get One
April 27, 2022 | Posted by: Irene Peters
Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ...
read more